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How to File a Motor Vehicle Claim You'll have to file an insurance claim in the event that your vehicle has been damaged. It is important to be aware of the process. An adjuster is sent by the insurance company to assess your vehicle damage. It's not required to be present during the inspection, but you must bring your policy and any other documentation that is relevant. Take Pictures Have you ever seen a crime-show that has investigators combing through every square inch of the scene, snapping every tiny detail, from footprints to discarded chocolate wrappers? Apply the same rigor to your accident scene. It is important to take note as much information as you can about the incident when it occurs, so you can prove your case later. Photographs of the damage to both vehicles is essential however, you should also think about taking close-ups of the damaged areas. These photos can aid insurance companies, as well as expert witnesses, determine the size of the various objects. Photograph reference points, such as the location of traffic lights or stop signs, in your photographs. These could later be connected to the actions of the driver at fault that led to the crash. If you are able capture photos of the other driver and their passengers, as well as any witnesses. You may be in a position to capture a photograph of their license plate. Photograph emergency responders, their vehicles and any person who is placed on a gurney or into an ambulance. Don't submit the pictures to the insurance company when you are instructed by your attorney or required to do so by a court. If you do not, you could give evidence in support of your own claim. If you change the date on your photos, the insurance company may be skeptical about your claim. Seek Medical Attention If you are involved in an accident the first thing to do is seek medical attention. Not only is this crucial for your own health however, it also ensures that any injuries you have are documented. Many personal injury cases require reimbursement for medical expenses and other damages. Medical records are crucial for your claim. Even if you are not experiencing any noticeable signs, you should take a visit to your primary care physician or an emergency room. Your doctor will provide you with an evaluation of your injuries and perform an entire medical examination. Furthermore they'll be able give you the needed treatment. It is important to follow the recommendations of your doctor about your treatment plan since it will help you recover faster and strengthen your case. This includes filling your prescriptions, taking any over-the-counter medication, participating in physical therapy, complying with instructions on time off of work and attending follow-up appointments. During this process, you must be careful. It is important not to say anything that could be wrongly understood by an insurance adjuster. This is because the insurance company could attempt to discredit your injury in an effort to make your claim untrue or reduce the amount they will award you for your claim. It is crucial to only talk to insurance adjusters with your attorney present. Contact an Attorney Legal representation is essential for injured parties. Attorneys can help them manage their stress and understand where to focus their energy. Additionally, attorneys can weigh the facts and evidence of the case to determine if it's worth fighting for in court. Insurance companies are businesses first and foremost. Their objective is to get the maximum amount of money from their insureds while making the smallest amount of money they can (in the sense of). If you are at the scene of an accident, it might be tempting to accept an offer that is too low because it's the simplest thing to do. This is a mistake that can have devastating consequences in the future. If you submit an insurance claim, the insurance adjuster will be out to examine the damage to your car and will look over receipts for personal property damage and medical bills. They might also question witnesses and look over police reports. motor vehicle accident lawsuit port st lucie is often helpful to get repair estimates from local contractors or auto shops prior to meeting with the adjuster, so they are aware of what to expect when it comes to repairs. An experienced motor vehicle attorney can make sure that all the required information is in the documents and that right documents are provided to the insurance company. He or she can also provide advice and recommendations about how to handle an insurance adjuster, how to handle the settlement, and what to do if an insurance company is unresponsive or is acting unprofessionally.